OneConnect Smart Lending solution allows our customers to grow their business while managing risk.
Our end-to-end retail banking and SME risk-management solution helps retail banks and SMEs streamline their loan businesses, improve their credit analytics, reduce delinquency risk and enhance post-lending performance.
- Our anti-fraud tools detect and block loan application fraud using our anti-fraud algorithms, device fingerprinting tools, and blacklist databases. It generates credit risk assessments using our SME data and anti-fraud rule database, that have been tailored for specific financial products and business scenarios. It also uses fraud scorecards to assess loan applications for fraud.
- Our credit analytics uses our credit analytics engines to process data, assess credit risk and
assist with credit decision making for retail banking customers and SMEs.